About us

company profile

We are the planning firm for safety minded individuals seeking to protect their family lifestyle, wealth and retirement income. We work side by side with our clients to achieve confidence in your secured future. Because each of our clients is unique, we customize a plan to help address your specific needs and objectives. We remain at your side to implement the right decisions in order to ensure your goals are on track!

Our team provides a hands on approach to analysis and assessment - we couple our priority of a thorough understanding of your current financial situation and goals with our knowledge, skills and experience to deliver you a successful set of recommendations for your peace of mind. Accredited with the Better Business Bureau (BBB), Welcome Home Financial Partners is built on prioritizing client relationships. We believe our specific, realistic, and individualized advice will guide our clients towards the peace of mind they seek.


Ralph Short

Having been in this field for over 30 years, Ralph provides a lot of knowledge to our clients and staff. His goal is to ensure that each client fully understands the steps they are taking in preparing for their financial future; clients always remark how much more they understand what they have after having a conversation with Ralph. He is a graduate of Virginia Tech, as evidenced by the Hokies paraphernalia in his office. Ralph enjoys spending his time out of the office with his wife, two sons, their wives, and three grandchildren, as well as hiking & canoeing.

Hilda Jones

Hilda joined the agency in February of 2017; however, she has been a client since 2010, and a licensed agent since 2014. Hilda is a retiree of the DuPont Company, with almost 40 years of service in a management position. She is a graduate of Virginia State University (B.S. in Business Administration), and is a native of Chesterfield County, where she resides with her husband. Hilda has two children and two grandchildren. She is very active in her church (First Baptist Church, Centralia) and has a passion to help people be prepared for their future by helping them become more aware of their options and opportunities. She believes that so many people want to ask for help with their finances, but don’t know how. As a person who loves to see people excel in life, she wants others to enjoy what she feels they deserve to have only if they prepare for it. Hilda is an active member of the Chesterfield Chapter of Delta Sigma Theta Sorority, Inc., really loves working with people, and enjoys life to the fullest.


Ivana Young

Ivana has been with our agency since 2010, assisting our agents & clients with various policy service requests. A Richmond native & graduate of Virginia Commonwealth University (GO RAMS!), she has been in the administrative field for almost twenty years, bookending a period of teaching middle and high school math & science. When she’s not in the office, Ivana enjoys serving in the Kids Ministry at her church, get-togethers with friends, as well as traveling.

A few of her favorite things…

  • Color: Orange
  • Dessert: Key Lime Pie
  • Movie: The Sound of Music

Judi Cooper

Judi joined our team in 2015, bringing her 30+ years of Human Resources management experience to the group. With her background in Employee Benefits, she has a passion for education and helps navigate the complex world of Medicare and accompanying supplemental coverages. Outside of work, she enjoys cooking, gardening, and spending time with her family.

Tim Short

Having been with our agency since 2014, Tim is one of the licensed agents who provide personalized solutions for each client, based on their needs and goals in retirement. His passion is bringing awareness of the importance of retirement planning to the younger population. Tim grew up around this business, as his father, Ralph, has been in this field since before he was born. In his second year with our agency, Tim received multiple production awards, including a trip to Canada to meet Magic Johnson. He is a huge sports fan and anyone that knows him knows that he is always up for a good sports debate. Prior to joining us, Tim was in upper management and customer service for 12 years. Tim spends his time out of the office with his wife of almost 15 years, daughter, two sons and two dogs.

what`s new?


About Your Social Security Statement?

More and more we see folks come into the door mystified about their social security. At a social security review meeting we will identify and correct errors on behalf of our clients. We want you to understand what is available to you, and to ensure your statement reflects everything you have contributed!

We have begun conducting complementary social security reviews. Set a time to come in, and our team will request your statement, and while you wait, will discuss with you the things to answer -- what age is best to start collecting, whether you are receiving credit for all your contributions, benefits of disability vs. social security, surviving spousal benefits and much more.

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