We work alongside our clients to achieve confidence in your financial future. Because each client is unique, we help to create a custom income strategy for your specific needs and objectives. We remain at your side to provide direction to your financial decisions in order to ensure your goals are on track!
Our team provides a hands-on approach to income analysis and assessment. We couple our priority of a thorough understanding of your current financial situation and goals with our knowledge, skills, and experience to deliver you a suitable set of recommendations for your added peace of mind. Accredited with the Better Business Bureau (BBB), Welcome Home Financial Partners is built on prioritizing client relationships. We believe our specific, realistic, and individualized advice will guide our clients toward the added peace of mind they seek.
With over 30 years of experience, Ralph’s goal is to ensure that each client fully understands the steps they are taking in preparing for their financial future. Clients consistently remark about how much more they understand what they have after talking with him.
Ralph is a graduate of Virginia Tech, as his office Hokies paraphernalia show. He enjoys spending his time out of the office with his wife, two sons, their wives, and three grandchildren, as well as hiking and canoeing.
Since 2014, Tim has been one of the licensed agents who provides personalized solutions for each client, based on their retirement goals. As Ralph’s son, he grew up in the financial services industry and has developed a passion for showing the importance of retirement income strategies to the next generation.
In his second year with Welcome Home Financial Partners, Tim received multiple production awards, including a trip to Canada to meet Magic Johnson. He is a huge sports fan and always up for a good sports debate. Prior to joining us, Tim was in upper management and customer service for 12 years. He spends his time away from work with his wife of over 15 years and their daughter, two sons, and two dogs.
Hilda joined the agency in February of 2017. Before coming on staff, she had been a client since 2010 and became a licensed agent in 2014. Prior to retirement, she worked in management for almost 40 years at the DuPont Company.
Hilda believes that so many people want to ask for help with their finances but don’t know how. As someone who loves to see others excel in life, she wants others to enjoy what she feels they deserve by helping them prepare for the future.
Hilda graduated from Virginia State University with a B.S. in business administration and is a native of Chesterfield County, where she resides with her husband. She has two children and two grandchildren and is very active in her church, First Baptist Church, Centralia. Hilda is an active member of the Chesterfield Chapter of Delta Sigma Theta Sorority, Inc., really loves working with people, and enjoys life to the fullest.
Ivana has been assisting our agents and clients with various policy service requests since 2010. A Richmond native and graduate of Virginia Commonwealth University (Go, Rams!), she has been in the administrative field for almost 20 years, following a period of teaching middle and high school math and science.
When she’s not in the office, Ivana enjoys serving in the kids’ ministry at her church, get-togethers with friends, and traveling.
Judi joined our team in 2015, bringing over 30 years of human resources management experience to the group. With her background in employee benefits, she brings a passion for education and helps navigate the complex world of Medicare and accompanying supplemental coverages.
Outside of work, she enjoys cooking, gardening, and spending time with her family.