April 18, 2024 12:00 pm
Published by Ralph Short
When it comes to finances and saving for retirement, debt really is a four-letter word. High-level business negotiations might talk about “good” or “bad” debt, but it is never a bad idea to keep your personal debts low so you can keep more of your hard-earned money for yourself. By...
April 11, 2024 9:00 am
Published by Ralph Short
Budgeting and saving are things we have all heard about since we were children. It could be putting something away for a rainy day or building toward the dream of many days spent on sunny beaches. Whatever the reason, one of the best ways to prepare is to gain knowledge...
February 15, 2024 12:00 pm
Published by Ralph Short
For a second consecutive year, there are some changes to upcoming taxes that could affect your retirement saving strategies. Most notable is another increase to the annual amount that can be infused into IRA and 401(k) accounts. For IRAs, the contribution limit is now $7,000 (up from $6,500 last year)...
August 10, 2023 6:00 am
Published by Ralph Short
In a perfect world, we would all know the exact sum we will receive in retirement from all our different retirement savings accounts and income streams. We would not lose a wink of sleep wondering if we will have enough to last our lifetime. Unfortunately, reality is different. However, there...
June 22, 2023 3:00 pm
Published by Ralph Short
June 28 is National Insurance Awareness Day, and we want to help you make the best-informed decisions about such an essential part to protecting your family. Here are the 5 top benefits of life insurance: Life insurance payouts are tax-free If you pass while your life insurance policy’s coverage is...
May 11, 2023 9:00 am
Published by Ralph Short
Lately, we have been seeing trends in the market that point toward a possible recession on the horizon. You may be wondering what that means for you. There is no way to know exactly what is in store for the future, but here are a few simple ways you can prepare...
July 7, 2022 6:00 am
Published by Ralph Short
Inflation affects us all, especially those in retirement as they are forced to stretch their savings even further. “For retirees on a fixed income that’s a big problem, particularly with gas, food, rent, and energy costs skyrocketing. The Federal Reserve is beginning to raise interest rates in an effort to rein in...
June 23, 2022 3:00 pm
Published by Ralph Short
Your retirement savings can be compared to a faucet that you will have to turn on once you retire in order to provide a steady stream of income. But you could be left high and dry if there is not enough income to last you through retirement. That’s why it’s...