Ralph Short has been helping Virginia residents strategize and plan for retirement for nearly four decades. There are many people who have worked hard and saved up for their envisioned future, but that is just part of the journey.
Ralph routinely posts informative blogs and articles that help retirees and pre-retirees alike with topical information on a financial world where trends and regulations are constantly in motion.
Do You Know What Your Retirement Number Really Depends On? As retirement draws closer, the question shifts from “Am I saving enough?” to “How do I know what enough actually is?” There is no single rule of thumb. Your answer depends on spending, taxes, healthcare, time horizon and stress-tested scenarios....
Read MoreAs summer begins to wind down, consider thinking about what financial independence really means for you in retirement. Even if you have saved up more than your target amount, you should not forget about how to manage the income you take… and the taxes that may come with it. Your...
Read MoreEven the most frugal savers can find themselves unknowingly spending more in retirement than they ever did during their working years. With the added time and freedom that comes with your golden years, it is important to set up a healthy, sustainable budget so you can enjoy your golden years...
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