Retirement Blog

Ralph Short has been helping Virginia residents strategize and plan for retirement for nearly four decades. There are many people who have worked hard and saved up for their envisioned future, but that is just part of the journey.

Ralph routinely posts informative blogs and articles that help retirees and pre-retirees alike with topical information on a financial world where trends and regulations are constantly in motion.


Contribution Limits and Catch-Up Rules

Savings are essential as you prepare for retirement, but chances are your preferred method(s) of saving come with a few rules and are a bit more complicated than simply adding to a pile during your working years before taking back from your funds in retirement. Many traditional savings vehicles place...

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Tax Changes in 2025

With a new year, a new set of lawmakers, and plenty of speculation flying around, it is essential to stay informed about the upcoming changes to federal tax law. Be aware of how they might affect your retirement plans. These changes could have significant implications for both current retirees and...

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How Inflation Affects Purchasing Power

Inflation, the gradual increase in prices over time, can significantly impact the purchasing power of retirees. For those already in retirement, a higher inflation rate means that the cost of living will rise, potentially outpacing the growth of their retirement savings. This could lead to a situation where retirees may...

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