Ralph Short has been helping Virginia residents strategize and plan for retirement for nearly four decades. There are many people who have worked hard and saved up for their envisioned future, but that is just part of the journey.
Ralph routinely posts informative blogs and articles that help retirees and pre-retirees alike with topical information on a financial world where trends and regulations are constantly in motion.
Spring is a period of change and transition. And while that language is usually directed at nature or social activities, the same idea can be used for those who are preparing their financial future for significant differences. There may be large changes on the horizon regarding income and expenses when...
Read MoreThis time of year brings about calls for spring cleaning, but those who stay on top of things throughout the year need only to tidy things up a bit. The same can be said for your finances as you prepare for or enter into retirement. Make a ‘To-Do’ List Having...
Read MoreAs we’ve discussed previously, laws and limits affecting all areas of financial planning tend to change with each passing year. One item that is always in flux is your required minimum distribution (RMD) out of retirement accounts. RMDs constitute the minimum amount you must withdraw from your retirement accounts over...
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