Ralph Short has been helping Virginia residents strategize and plan for retirement for nearly four decades. There are many people who have worked hard and saved up for their envisioned future, but that is just part of the journey.
Ralph routinely posts informative blogs and articles that help retirees and pre-retirees alike with topical information on a financial world where trends and regulations are constantly in motion.
For retirees who have already reached the age for Required Minimum Distributions (RMDs), 2026 will bring about more changes you need to be aware of. A primary concern for 2026 is the timing of the first RMD if you are reaching the first qualifying age of 73. Retirees may delay...
Read MoreRetirement planning is not just about generating income after your working years—it is also about creating a meaningful legacy that reflects your values, protects your loved ones, and assists in seeing that your wealth is transferred according to your wishes. Legacy planning is a natural extension of retirement planning because...
Read MoreMany plans for retirement spending tend to focus on where you will go, what you will do, and who you will spend time with. But without your health, you have nothing. The price of healthcare for retirees continues to rise and shows no signs of slowing. A 65-year-old retiring in...
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